James Chou

Chief Technology Officer, Kabbage, Inc. 

James Chou.

James Chou, ECE BS ’84, is the Chief Technology Officer (CTO) of Kabbage, Inc., which offers the only fully automated, online lending platform designed to support continuous customer data monitoring serving small businesses and consumers directly through Kabbage.com and Karrot.com and power lending for organizations all over the globe.

With more than 20 years of experience in technology innovations, James oversees the development of the company’s data-drive financial products and small business services.

Prior to Kabbage, James was Chief Technology Officer at WorkMarket. An award winning technology veteran, he establishes WorkMarket’s technology direction and leads all aspects of the company’s technological development, including their WorkOS cloud platform. WorkMarket’s cloud platform is in use by over 1,000+ businesses to connect with their freelance talent and automated over $300M of work. The labor cloud platform enables enterprise companies to build and scale a frictionless agile workforce.  

James graduated from the UB School of Engineering and Applied Sciences in 1984 with a degree in electrical engineering and a minor in computer science. He was a member of the Chinese Student Association (CSA) and occasionally an MC at UB international festival. He began his career as a semi-custom silicon chip engineer, moved onto circuit designing, then found himself as an Enterprise engineer at Apple. His roots in engineering at UB gave him the foundational skills he needed to become success in a constantly evolving tech world.

Prior to WorkMarket, James served as the Chief Technology Officer at Shutterstock, a company that provides millions of licensable images and videos for businesses. As CTO, his role was to both build and drive the architecture of Shutterstocks cloud platform for usage by 30M+ monthly visitors across 150 countries and in multiple languages. James was an officer when Shutterstock filed for IPO in 2012, which became a success story among startups.

Before Shutterstock, James was at American Greetings Interactive as their SVP Chief Technology Officer. Overlooking the company’s technology vision, he led product development for multiple on-line greeting cards brands with over 100M unique visitors annually and over 350M greeting cards sent. James has received relentless innovator awards and a #19 spot on Informationweek 500 in ‘09. 

Currently, James is a member of the Board of Advisors at Duke University’s Center for Entrepreneurship and innovation. He is also a member of Executive Advisors Network at Columbia University Technology Ventures. James holds an MBA from Duke FUQUA School of Business.